Timeshare Claims

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Timeshare Claims

If you have lost money through being mis-sold a timeshare, My Legal Club can recommend specialist solicitors who are experienced in reclaiming losses incurred and compensation for timeshare scams.

The Financial Ombudsman has ordered that lenders refund buyers, encouraging customers to use Section 75 of the Consumer Credit Act 1972 which gives buyers the right to claim a refund for items bought on a credit card costing between £100 and £30,000 if the goods or services are not as described.

In order to assess whether you are able to claim compensation, My Legal Club would require the following details:

  • Was your timeshare a fractional timeshare product?
  • Who did you arrange finance with – e.g. who is named on the loan/finance/funding documents?
  • Was your deposit taken on the same day as agreeing to the purchase?
  • Was any money taken during the 14 days cooling-off period?
  • Was an affordability check completed before taking out the finance?
  • Was your last payment to the finance company longer than 12 years ago?
  • Was what you were buying misrepresented/mis-sold to you?
  • What your understanding was of what you were buying in your own words?
  • Were aggressive selling tactics used?
  • Were you provided with misleading information?
  • Was the timeshare sold before or after 5th January 1999?
  • Do you still have a copy of the contract?

Claims in Spain

If the timeshare was in Spain and you bought, traded, upgraded a timeshare contract, points or fractional contract since 05/01/99 and made payments to the resort within the first 3 months of the contract you may have a claim. In order to accurately assess whether you have a claim, My Legal Club would need to review:

  • The Timeshare Contract including the terms and conditions
  • Proof of payment for the timeshare
  • Membership Certificate
  • Invoices in respect of maintenance fees paid

My Legal Club has a strict code of standards for customer care and support and all solicitors recommended have agreed to abide by this code of standards. We will undertake regular checks to ensure that all of our members are receiving the high levels of service we are committed to providing.

FCA Compliance

In any area of financial mis-selling (not limited to but including pay day loans, SIPP’s, investment loss, mortgage breach, Consumer Credit Act) you are able to claim, without any fee being charged, against the regulated party directly AND if necessary via the appropriate Statutory Ombudsman or Statutory Compensation Scheme, e.g. The Financial Ombudsman Service (FOS) and where appropriate The Pension Ombudsman and/or the Financial Services Compensation Scheme (FSCS).

There is no reason why you would achieve a different/better result by instructing a solicitor or claims management company.  If you choose to instruct us to assist you with a financial mis-selling claim you confirm that you accept and understand the above.

More information on no win no fee claims can be found here.

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The Management team at My Legal Club works within the legal services industry. We have cherry-picked the law firms across the country that we feel provide the levels of service that we would want if we needed help in that area.

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We aim to identify those clients who may be at risk of being vulnerable by virtue of their age, disability or circumstance. This Policy is written as our commitment to such clients.

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"I had claims with My Legal Club and they were really helpful. It saved me a lot of money and I would use them again"

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